Sep 14, 2020 A companion app for Concur solutions, SAP Concur is the best travel expense management app out there. It lets you book business flights and approve travel invoices, anytime and anywhere. You can use the app to quickly review/approve reports and travel requests, add attendees to business meetings or meals, as well as access and manage your. Usually doing our budget is a big task and seems to be hectic. Let us see the Best Expense tracker apps 2020. It will be very helpful.
If you don’t keep track of your money, it will disappear. At least, that’s how it can feel when you don’t have a budget.
Budgets can be as simple or complex as you want; it all depends on your financial situation and personality. However, regardless of the budgeting approach you use, the right budget app can make it a lot easier to manage things.
But how do you find the right budget app for your needs? There seems to be a new budgeting service each day, making it overwhelming to choose one.
That’s why we’ve done the research for you and compiled this list of the best budget apps. Whether you want to actively catalog each expense or passively track your spending habits, there’s an app for you on this list.
Overview: A tool that lets you see all of your financial accounts in one dashboard, Mint is our top budget app for most people.
How many financial accounts do you have? Between your checking, savings, credit card, and investment accounts, it’s probably more than you think. And while online systems have made it easier to track each of your accounts, it’s still a hassle.
Mint solves this problem by showing you all of your finances in one place. At a glance, you can view your account balances, ratio of cash to debt, and upcoming bills. You can also get more granular, viewing a detailed breakdown of what you spent across different credit and debit cards.
In addition to financial accounts, Mint also lets you track assets such as property and vehicles. And if you’re trying to meet a particular financial goal (such as paying off credit card debt or saving for a home), Mint has tools to help keep you on track.
Price: Free
Platforms: Android, iOS, Web
Overview: A hands-on budgeting app that teaches you how to manage your money.
You Need a Budget (YNAB) is the opposite of many of the hands-off apps on this list. And for the right person, this is a fantastic thing. Instead of showing you a summary of what you spent the past month, YNAB focuses on proactive planning for the month ahead.
Once you’ve connected your financial accounts to YNAB, the app then prompts you to plan how you’ll spend every dollar over the coming month. This helps you break the paycheck-to-paycheck cycle and focus on spending money you have now. In addition to these budgeting features, YNAB also lets you set and track financial goals (big and small).
For the YNAB system to work, you need to actively budget. So if you’re looking for an app that passively tracks your finances, YNAB isn’t for you (check out Mint or Personal Capital instead). But if you’re willing to put in the work of budgeting every dollar, YNAB can help you finally take control of your finances.
Price: $11.99/month or $84/year
Platforms: Android, iOS, Apple Watch, Alexa, Web
Overview: If you want the data visualization of Mint with more advanced tools for tracking your investments, Personal Capital is the budget app for you.
On the surface, Personal Capital is very similar to Mint. The app automatically pulls in data from your financial accounts, showing you a summary of your spending and saving whenever you log in. You’ll also find tools for setting and tracking financial goals such as savings and debt paydown.
Where Personal Capital stands apart, however, is in its investment and retirement planning tools. At a basic level, the app will show you your current net worth and whether or not you’re on track to meet your retirement savings goals.
But you can also dig deeper if you want. For instance, Personal Capital includes a Fee Analyzer tool that will show you hidden fees in your investment and retirement accounts. You can also analyze your portfolio allocation to ensure it’s in line with your long-term financial goals. And there are even tools to help you plan for how you’ll fund your children’s education.
Price: Free
Platforms: Android, iOS, Web
Want to start investing but aren’t sure how? Read this next.
Overview: A no-frills, cross-platform budgeting app.
Budgeting apps can offer a lot of bells and whistles. But let’s say you don’t care about categorizing expenses or pouring over pie charts. Instead, you want a super simple budgeting app focused on income and expenses.
In that case, check out Fudget. It’s a minimalist budgeting app that tracks one metric: your financial balance. You can track this balance weekly, monthly, or even daily if you want.
You can also change the currency the app uses, making it useful for working and studying abroad. And due to the app’s intuitive design, there’s no need to read tutorials or watch videos to learn how to use it.
Price: Free for most features. To remove ads and export your data, you can upgrade to Fudget Pro for a one-time payment of $1.49.
Platforms: Android, iOS, Mac, Windows
Overview: The budgeting app that tells you how much you can afford to spend right now.
The basic premise of PocketGuard is to show you how much “spendable money” you have available after factoring in bills, goals, and necessities. This way, you’ll avoid the trap of thinking you have enough money for an extra purchase…only to later discover you needed that money for an upcoming bill. https://momever290.weebly.com/mac-app-cloner-mac.html.
Beyond this core feature, PocketGuard includes pie charts to track your spending, an overview of all your accounts in one place, and tools for setting financial goals.
Price: Free for most features. To add more Categories and gain more control over transaction details, you can upgrade to PocketGuard Plus for $4.99/month or $34.99/year.
Platforms: Android, iOS, Web
Overview: A budgeting app based on the envelope system.
Before there were apps to help you track your digital money, people used analog budgeting systems to track physical dollars.
The envelope method is one such analog budgeting system. With it, you allocate your paycheck into different envelopes, each representing a spending category. When you spend on a certain category, you take money out of the envelope. This way, you can never spend more than you have.
While the philosophy behind this system is sound, it can be challenging to apply it in the age of digital banking and online shopping. Goodbudget solves this problem. It lets you allocate your cash in the same way, except you track everything with an app.
Besides this digital envelope system, Goodbuget also offers some useful features for tracking debt repayment, saving for big expenses, and sharing your budget with your partner or household members.
Price: Free for most features. To get unlimited envelopes, additional devices, and email support, upgrade to the Plus plan for $7/month or $60/year.
Platforms: Android, iOS, Web
Overview: With the right template, Google Sheets turns into a powerful, flexible budgeting tool.
In a sense, the spreadsheet is the original budgeting app. And even though it’s no longer the only option, a spreadsheet can still work great for many people’s budgeting needs.
That’s why Google Sheets is on this list. If you’re the DIY type and don’t mind learning some basic formulas, then you can use Sheets to create a highly customized budgeting tool.
And if you’d rather not do all of that, there are also many budget templates available for Google Sheets. We even created our own budget modeler spreadsheet, which you’re welcome to use and adapt for your financial planning.
Price: Free
Platforms: Android, iOS, Web
Budget Apps Give You Control of Your Money
With the right budget apps, managing your money doesn’t have to be scary, stressful, or complicated. On the contrary, taking control of your finances can be empowering and even fun.
Want to learn more about how to budget and save money? Check out our budgeting guide.
Image Credits: accounting calculator
Budget planning is essential if you want to get your expenses under control and free your mind for other things. You probably already know that, but the hardest part is the implementation.
To get started, we recommend you a few expense trackers apps for your iPhone/iPad that will serve you tracking and managing your expenses. Many of them are so easy to use that eventually you will not even realize you’re using them. They will help you plan ahead, avoid costs and complications of missed payments, and see where you are spending money needlessly.
List of 10 Best Expense Tracking and Budget apps for iPhone and iPad1. XpenseTracker
The XpenseTracker App allows you to manage your expenses for personal or business use efficiently. It has customizable categories/sub-categories and payment modes to ease your job. You can sort as you like depending on your need according to payment type, category, client or expenses by date.
XpenseTracker is excellent at tracking your expenses as it also tracks your mileage as well, so when the tax time comes along, reporting your mileage is easy too. The app also records last payment type for all categories, and it also supports all major currencies.
Price: $4.99 2. Spendee
Spendee is another application similar to the above, trying to stand out from the rest by showing a detailed interface that is also easy to understand. This app shows your income and expenses in different colours depending on your type, sets objectives to save the amount, and includes social and location functions to add even more information to the records of your movements.
Spendee app offers the superior support of multiple currencies, PIN protection, account syncing, listing of receipts and even a custom wallet for special events to track all your expenses.
Price: Free 3. Pocket Expense Lite – Personal Finance Assistant
This is an excellent expense tracker app to organize personal finances for free exclusively for iOS. This app design makes it one of the most compelling applications for Apple users. It allows to organize your expenses by categories, and sends daily, weekly, monthly or annual summaries offering a quick interpretation of the expenses.
You can protect your account with a password and set customized reminders for tracking your bills and pay securely through the app. It also supports multiple payments for a single bill.
Price: Free 4. DB Classic
With this free expense app, iOS users will be able to organise their daily expenses. Based on the Phone calendar, it allows you to enter an initial budget; As the daily expenses are recorded, the money is deducted. The budget app mentioned here is the offline-only version of DollarBird for iPhone, the same app for daily expense tracking for iPhone user. If you need the new cloud-base version, search “DollarBird” in the App Store instead. Both of them have high ratings from their users.
To be even more organised, this app offers you the possibility of creating different labels (Food, Debt, Rent, Leisure, etc.), so that at the end of the month you will have a more precise analysis of what you spent money on.
Price: Free 5. Live Expenses
Live Expenses helps to optimise control overall expenses that are generated every day. One of its primary features is to use both personally and professionally, as it allows you to attach images that justify how each of your expenses was generated. https://momever290.weebly.com/mac-os-delete-pages-app.html.
The application is very intuitive and allows you to register your expenses quickly by adding categories. Afterwards these will be shown in graphics, and the app will also allow you to schedule periodic reports, make budgets and even save backup copies. The app also supports the use of foreign currencies and the exchange rates as well.
Price: Free 6. Visual Budget
Visual Budget helps you handle your personal and business accounts using advanced analysis and consolidation features. It can handle several accounts together and classify them into separate groups. You can modify category list as you want for each of your accounts, which are automatically created based on a standard model. And there will be two levels of categories/sub-categories to set your budget plan easily. Run mac os x app on linux.
To get started, add all your expenses and income to track your daily spending. This app offers you all the information on the expenditure of your finances with detailed data and easy-to-understand graphics so you can know where your money in and out.
Price: Free 7. Money Control
Money Control is perhaps the most impressive personal app for finance on iPhone/iPad. Since it has an option of synchronising all your data with Dropbox, you can easily access on the go.
Apple Mac
The system is simple, and it has a separate in-app purchase saves you from the sea of receipts, by just clicking a photo of your records and then adding it. Like other applications, you can also adjust budgets as needed, which will send alerts at excessive spending, as well as being able to schedule transactions, add labels to expenses, etc.
Price: Free Free Expense Manager App8. HomeBudget with Sync
HomeBudget app provides a combined set of options to help you manage your cash flow and expenses. You can set reminders for due dates and make payment on bills either as a transfer or an expense and bill list.
This app is well-built and easy to use. The categories can be easily adapted to the needs of users. You can also set a budget frame for each category and can attach images of receipts. Multiple currencies and automatic exchange rate conversion support let you handle your foreign funds.
Price: $4.99. Offering Lite version for free (20 expense entries & 10 income entries limited). 9. Next for iPhone
Thanks to its minimalist interface that allows quick access to all its functions. Next is considered one of the best budget apps for iOS. Its main characteristics do not differ from those offered by any of the applications mentioned above, although one of its disadvantages is that it does not allow adding revenue but only records the expenses that are generated in a month.
Best Business Expense App
You can access your expenses and stats in multiple screens via swipe. Sync your data with iCloud not only for protection but also for easily accessing your data from other devices. Also, you can export your data to an Excel sheet.
Price: $2.99 10. Expense Tracker 2.0- Financial Assistant
Expense Tracker 2.0 app intends mainly for today’s busy individuals to get control of their expenses. It has an inbuilt financial and budgeting assistant which helps you to handle your finances at your fingerprints and gives some advice on saving money.
The app is secured through passcode or Touch ID. You will be informed of your financial report every month, with scheduled expenses such as renting house, paying bills for telephone, or any other recurring expense, etc. Hence at the end of a month you have a more specific analysis of what you spent more money on.
Price: Free Conclusion
These are the best expense tracker apps for iPhone so that you can take all your finances in order. Though each app has pros and cons, choose the best one suit you most to easily and quickly control all your personal expenses and your home economics or even keep your business accounts with these incredible applications.
Some of them may offer the option to track your receipts. If not, you can get this list of the best receipt tracking apps for iPhone to get a great control over your money.
Best Expenses App Mac Computer
Other interesting tips and tricks for iOS:
How to Stop iPhone from Taking Photos in HEIC in iOS 12 How to Create an Apple ID without Using a Credit Card Related ArticlesFree Expense AppsPlease enable JavaScript to view the comments powered by Disqus.Comments are closed.
|
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |